About Us

Our Story

Who We Are

Option Credits Services Pvt Ltd Works Together With People Seeking Straightforward Loan Solutions. To Us, Getting A Loan Means Being Able To Make A Very Big, Important Choice About How They Will Realize Their Future Plans And Meet Their Current Obligations.

We Offer A Streamlined Application Process With Transparent Loan Terms, While Promoting Responsible Lending Practices That Are Easy For Borrowers To Understand.

What Drives Us

Option Credit Services: Supporting
Financial Decisions With Clarity And Care

Our Values

Our Objective Is To Offer An Easy, Direct, And Clear Experience For Our Customers. Our Goal Is To Create Honest Conversations, Give Fair Guidance, And Keep Our Word. We Do Not Push A Product; Rather, We Take The Time First To Understand Your Particular Situation. We Want To Build A Long-Term Relationship With You That Continues After You Have Completed The Process Of Your First Loan.

Our Vision

To Become A Trusted Financial Partner Renowned For Ethical Practices And Clear Loan Solutions.

Our Mission

To Offer Accessible Personal And Business Credit Support Through Open Communication And Reliable Service Standards.

Our Principles

What We Stand For

Transparency

Open Discussions And Clearly Explained Terms

Customer Focus

Listening First, Advising Next.

Professional Approach

Structured Processes Handled Responsibly.

Accountability

Standing Behind Every Commitment We Make

Our Advantage

Why Option Credits Services?

  • Practical Loan Support: Solutions tailored to real financial goals.
  • Guided Assistance: Support throughout the borrowing process.
  • Responsible Lending: Decisions focused on long-term stability.
  • Consistent Service: A team dedicated to clarity and reliability.

Our Commitment

Option Credits Services Pvt Ltd is committed to providing sensible, transparent credit solutions designed to foster steady financial progress.

Get In Touch

Our CEO's Message

CEO

Dear Customers, Partners, and Entrepreneurs,

At Option Credits Services Pvt Ltd, we are redefining the way financial services are delivered by combining deep industry expertise, strong banking partnerships, and technology-driven processes. As a multi-bank, multi-product financial solutions provider, our core objective is to simplify access to credit while ensuring that every customer receives the most suitable and competitive offering from across our network of leading banks and NBFCs. Our portfolio spans a comprehensive range of financial products, including: Used & New Car Loans Refinance & Top-Up Solutions Personal & Business Loans Home Loans & Loan Against Property Commercial Vehicle Finance & Credit Cards What sets us apart is our ability to analyze, compare, and deliver the right financial solution, tailored to each customer’s profile — ensuring faster approvals, optimized terms, and a seamless experience. We are continuously investing in digital platforms, data intelligence, and process automation to build a scalable ecosystem that benefits customers, dealers, and financial institutions alike. Our long-term vision is to emerge as a trusted digital lending partner, enabling access to structured finance across Kerala and expanding into a broader national footprint. At Option Credits Services Pvt Ltd , we don’t just facilitate loans — we create financial pathways for growth, stability, and success. We thank our customers and partners for their continued trust and look forward to building stronger relationships in the years ahead. Warm Regards,

Together, Let's Not Just Provide Loans — Let's Build The Future You Envision.

Sudheer Amanulla
Founder & CEO - Option Credits Services Pvt Ltd

Compliance Disclaimer: Option Credits Services Pvt Ltd is a loan and financial product facilitation company and not a bank or lending institution. Loan approvals, interest rates, funding limits, credit card approvals, and terms are subject to respective bank/NBFC policies and RBI guidelines.